:root{--burgundy:#681d2b;--burgundy-2:#7d2634;--gold:#c19a55;--gold-soft:#e1c995;--ink:#292321;--muted:#786f69;--paper:#fbfaf7;--cream:#f3ecdf;--rose:#f4e9e8;--white:#fff;--line:rgba(104,29,43,.16);--serif:Georgia,"Times New Roman","Noto Serif TC","PMingLiU",serif;--sans:"Noto Sans TC","Microsoft JhengHei",Arial,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.65}body.menu-open{overflow:hidden}img{display:block;max-width:100%}a{color:inherit;text-decoration:none}.section{width:min(1180px,calc(100% - 72px));margin-inline:auto}.site-header{position:absolute;z-index:20;top:0;left:0;width:100%;height:108px;padding:0 4vw;display:flex;align-items:center;justify-content:space-between;color:#fff;border-bottom:1px solid rgba(255,255,255,.26)}.brand{display:flex;align-items:center;gap:13px}.brand img{width:58px;height:64px;object-fit:contain}.brand span,.footer-brand span{display:flex;flex-direction:column;line-height:1.15}.brand b{font-family:var(--serif);font-size:1.25rem;letter-spacing:.08em}.brand small{font-size:.62rem;letter-spacing:.18em;color:var(--gold-soft);margin-top:7px}.site-header nav{display:flex;align-items:center;gap:2rem;font-size:.94rem}.site-header nav>a:not(.nav-cta){position:relative}.site-header nav>a:not(.nav-cta)::after{content:"";position:absolute;left:0;bottom:-8px;width:0;height:1px;background:var(--gold);transition:.3s}.site-header nav>a:hover::after{width:100%}.nav-cta{border:1px solid var(--gold-soft);border-radius:999px;padding:.72rem 1.25rem}.menu-toggle{display:none;background:none;border:0;color:#fff;padding:12px}.menu-toggle span{display:block;width:26px;height:1px;background:currentColor;margin:6px}.hero{position:relative;min-height:760px;height:100svh;color:#fff;display:flex;align-items:center;overflow:hidden}.hero-media,.hero-shade{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.hero-shade{background:linear-gradient(90deg,rgba(28,9,13,.92) 0%,rgba(49,15,22,.72) 43%,rgba(32,15,15,.18) 80%),linear-gradient(0deg,rgba(28,9,13,.65),transparent 45%)}.hero-content{position:relative;z-index:2;width:min(1180px,calc(100% - 72px));margin:80px auto 120px}.eyebrow,.section-label{font-size:.76rem;letter-spacing:.22em;text-transform:uppercase}.eyebrow{color:var(--gold-soft);margin-bottom:1.5rem}.hero h1{font-family:var(--serif);font-size:clamp(4rem,7.8vw,7.3rem);line-height:.95;letter-spacing:-.045em;margin:0;max-width:850px;font-weight:500}.hero h1 span{color:var(--gold)}.hero-copy{font-size:1.12rem;max-width:640px;color:rgba(255,255,255,.79);margin:2rem 0 2.2rem}.hero-actions{display:flex;gap:1rem}.button{display:inline-flex;justify-content:center;align-items:center;min-width:168px;padding:1rem 1.4rem;border-radius:999px;font-weight:700;transition:transform .25s,background .25s}.button:hover{transform:translateY(-2px)}.button-gold{background:var(--gold);color:#23170d}.button-ghost{border:1px solid rgba(255,255,255,.55);color:#fff}.button-ghost:hover{background:#fff;color:var(--burgundy)}.hero-facts{position:absolute;z-index:3;bottom:0;left:0;width:100%;display:grid;grid-template-columns:repeat(3,1fr);padding-left:max(36px,calc((100vw - 1180px)/2));background:rgba(20,10,11,.68);backdrop-filter:blur(13px);border-top:1px solid rgba(255,255,255,.2)}.hero-facts div{padding:1.35rem 2.5rem;border-right:1px solid rgba(255,255,255,.15);display:flex;align-items:baseline;gap:.85rem}.hero-facts strong{font-family:var(--serif);font-size:1.65rem;color:var(--gold-soft)}.hero-facts span{font-size:.83rem;color:rgba(255,255,255,.7)}.scroll-cue{position:absolute;right:4vw;bottom:112px;z-index:4;font-size:.72rem;letter-spacing:.18em;writing-mode:vertical-rl}.scroll-cue span{margin-top:10px}.intro{padding:130px 0}.section-label{color:var(--burgundy);font-weight:700;margin-bottom:4rem}.section-label.light{color:rgba(255,255,255,.66)}.intro-grid{display:grid;grid-template-columns:1.05fr .75fr;gap:11vw}.kicker{color:var(--burgundy);font-weight:700;letter-spacing:.08em}.kicker.gold{color:var(--gold)}h2{font-family:var(--serif);font-weight:500;letter-spacing:-.035em;line-height:1.12;font-size:clamp(2.7rem,5vw,4.75rem);margin:.8rem 0}.intro-copy{padding-top:1rem;font-size:1.08rem;color:#514946}.intro-copy p{margin:0 0 1.2rem}.text-link{display:inline-flex;gap:12px;color:var(--burgundy);font-weight:700;margin-top:1rem;border-bottom:1px solid var(--gold);padding-bottom:6px}.services{background:var(--burgundy);color:#fff;padding:125px max(36px,calc((100vw - 1180px)/2))}.service-heading{width:100%;margin-bottom:4rem}.service-heading h2{max-width:900px}.service-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:rgba(255,255,255,.16);border:1px solid rgba(255,255,255,.16)}.service-feature,.service-card{background:#742432}.service-feature{display:grid;grid-template-columns:1.05fr 1fr;min-height:390px}.service-feature:nth-child(2){background:#5b1925}.service-image{overflow:hidden}.service-image img{width:100%;height:100%;object-fit:cover;transition:transform .7s}.service-feature:hover img{transform:scale(1.035)}.service-body,.service-card{padding:2.6rem}.service-body>span,.service-card>span{font-family:var(--serif);font-size:1.3rem;color:var(--gold)}.service-body h3,.service-card h3{font-family:var(--serif);font-size:2rem;font-weight:500;margin:.6rem 0}.service-body p,.service-card p{color:rgba(255,255,255,.72)}.service-body a{color:var(--gold-soft);font-weight:700}.service-card{min-height:260px}.service-card small{display:inline-block;color:var(--gold-soft);border-top:1px solid rgba(193,154,85,.5);padding-top:.6rem}.advantage{padding:140px 0;display:grid;grid-template-columns:.9fr 1.1fr;gap:8vw;align-items:center}.advantage-image{position:relative}.advantage-image::before{content:"";position:absolute;inset:-22px 22px 22px -22px;border:1px solid var(--gold);z-index:-1}.advantage-image img{aspect-ratio:4/5;object-fit:cover}.advantage-content .section-label{margin-bottom:2.5rem}.advantage-content h2{font-size:clamp(2.5rem,4.4vw,4.2rem)}.advantage-list{margin-top:2.5rem;border-top:1px solid var(--line)}.advantage-list>div{display:grid;grid-template-columns:48px 1fr;gap:1.2rem;padding:1.4rem 0;border-bottom:1px solid var(--line)}.advantage-list b{font-family:var(--serif);color:var(--gold);font-size:1.2rem}.advantage-list span{color:var(--muted)}.advantage-list strong{display:block;color:var(--burgundy);font-size:1.12rem;margin-bottom:.25rem}.offers{background:#251b19;color:#fff;padding:125px 0}.offers-head{display:grid;grid-template-columns:1.1fr .7fr;gap:10vw;align-items:end}.offers-head .section-label{margin-bottom:2.5rem}.offers-head>p{color:rgba(255,255,255,.66);font-size:1.08rem;margin-bottom:1.5rem}.partner-strip{margin-top:4.5rem;display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid rgba(255,255,255,.17);border-left:1px solid rgba(255,255,255,.17)}.partner-card{min-height:235px;border-right:1px solid rgba(255,255,255,.17);border-bottom:1px solid rgba(255,255,255,.17);padding:2rem;display:flex;flex-direction:column;justify-content:space-between;transition:background .3s}.partner-card:hover{background:rgba(255,255,255,.05)}.partner-card img{height:48px;width:150px;object-fit:contain;object-position:left center;background:#fff;border-radius:6px;padding:8px}.partner-card p{color:rgba(255,255,255,.62);font-size:.9rem;margin:1.2rem 0 0}.partner-card small{color:var(--gold)}.process{padding:130px 0}.process .section-label{margin-bottom:2.8rem}.process-title{display:flex;justify-content:space-between;align-items:end;border-bottom:1px solid var(--gold);padding-bottom:2.2rem}.process-title h2{font-size:clamp(2.4rem,4vw,4rem);margin:0}.process ol{list-style:none;padding:0;margin:0}.process li{display:grid;grid-template-columns:120px 1fr;gap:2rem;padding:2.2rem 0;border-bottom:1px solid var(--line);align-items:center}.process li>span{font-family:var(--serif);font-size:2.3rem;color:var(--gold)}.process li div{display:grid;grid-template-columns:270px 1fr;gap:2rem;align-items:center}.process h3{font-family:var(--serif);font-weight:500;font-size:1.8rem;margin:0;color:var(--burgundy)}.process p{margin:0;color:var(--muted)}.referral{background:var(--burgundy);color:#fff;min-height:540px;padding:100px max(36px,calc((100vw - 1180px)/2));display:grid;grid-template-columns:.4fr 1fr .7fr;gap:4vw;align-items:center;overflow:hidden}.referral-mark{font-family:var(--serif);font-size:9rem;color:var(--gold);border:1px solid rgba(193,154,85,.5);width:230px;height:230px;border-radius:50%;display:grid;place-items:center}.referral .section-label{margin-bottom:2rem}.referral h2{font-size:clamp(3.2rem,5.5vw,5.5rem)}.referral-copy{color:rgba(255,255,255,.72);font-size:1.08rem}.referral-copy .button{margin-top:1.5rem}.contact{padding:130px 0;display:grid;grid-template-columns:1fr .8fr;gap:9vw}.contact .section-label{margin-bottom:2.5rem}.contact-panel{background:var(--cream);padding:3rem;border-top:6px solid var(--gold)}.contact-panel>p{font-size:1.08rem;margin-top:0}.contact-panel dl{margin:2rem 0 0}.contact-panel dl>div{padding:1rem 0;border-top:1px solid rgba(104,29,43,.14)}.contact-panel dt{font-size:.75rem;color:var(--muted);letter-spacing:.13em}.contact-panel dd{margin:.25rem 0 0;color:var(--burgundy);font-weight:700}footer{background:#171211;color:rgba(255,255,255,.58);padding:70px max(36px,calc((100vw - 1180px)/2)) 35px}.footer-brand{display:flex;align-items:center;gap:14px;color:#fff}.footer-brand img{width:55px;height:61px;object-fit:contain}.footer-brand b{font-family:var(--serif);font-size:1.2rem}.footer-brand small{color:var(--gold);font-size:.65rem;letter-spacing:.16em;margin-top:5px}footer>p{max-width:900px;font-size:.78rem;margin:2rem 0}.footer-bottom{border-top:1px solid rgba(255,255,255,.13);padding-top:1.4rem;display:flex;justify-content:space-between;font-size:.78rem}.reveal,.reveal.visible{opacity:1;transform:none}
@media(max-width:900px){.site-header{height:88px;padding:0 22px}.brand img{width:46px;height:52px}.brand b{font-size:1.05rem}.brand small{font-size:.52rem}.menu-toggle{display:block;z-index:2}.site-header nav{position:fixed;inset:0;background:var(--burgundy);flex-direction:column;justify-content:center;font-family:var(--serif);font-size:1.8rem;transform:translateX(100%);transition:.35s}.site-header nav.open{transform:none}.section{width:min(100% - 40px,680px)}.hero{min-height:760px}.hero-content{width:calc(100% - 44px);margin-top:40px}.hero h1{font-size:clamp(3.2rem,14vw,5.2rem)}.hero-copy{font-size:1rem}.hero-facts{grid-template-columns:1fr;padding-left:22px}.hero-facts div{display:none}.hero-facts div:first-child{display:flex;padding:1rem 0}.scroll-cue{display:none}.intro,.advantage,.process,.contact{padding:90px 0}.intro-grid,.advantage,.offers-head,.contact{grid-template-columns:1fr;gap:3rem}.section-label{margin-bottom:2.5rem}.service-grid{grid-template-columns:1fr}.service-feature{grid-template-columns:1fr}.service-image{height:260px}.services{padding:90px 20px}.service-card{min-height:auto}.advantage-image{max-width:520px}.partner-strip{grid-template-columns:repeat(2,1fr)}.process-title{display:block}.process li{grid-template-columns:65px 1fr}.process li div{display:block}.process h3{margin-bottom:.5rem}.referral{grid-template-columns:1fr;padding:80px 22px}.referral-mark{width:140px;height:140px;font-size:5rem}.contact{width:calc(100% - 40px)}.footer-bottom{gap:1rem;flex-direction:column}}
@media(max-width:560px){.hero-actions{flex-direction:column;align-items:flex-start}.hero h1{font-size:3.4rem}.intro h2,.service-heading h2,.offers h2,.contact h2{font-size:2.6rem}.service-body,.service-card{padding:2rem}.partner-strip{grid-template-columns:1fr}.partner-card{min-height:185px}.process li{grid-template-columns:1fr;gap:.4rem}.referral h2{font-size:3.4rem}.contact-panel{padding:2rem}.brand span{display:none}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.reveal{opacity:1;transform:none;transition:none}}

/* Refined editorial hierarchy and persistent navigation */
.site-header{position:fixed;height:92px;transition:height .3s ease,background .3s ease,box-shadow .3s ease}
.site-header.scrolled,.site-header.inner-header{height:74px;background:rgba(73,19,31,.97);box-shadow:0 10px 30px rgba(37,12,17,.16);backdrop-filter:blur(14px)}
.hero{min-height:650px;height:92svh;max-height:820px}
.hero-content{margin:76px auto 96px}
.hero h1{font-size:clamp(3.5rem,6.2vw,5.75rem);line-height:1.02;letter-spacing:-.04em;max-width:940px}
.hero-copy{font-size:1.04rem;line-height:1.85;max-width:650px;margin:1.6rem 0 1.8rem}
.intro{padding:105px 0 120px}
h2{font-size:clamp(2.35rem,4.2vw,4.1rem);line-height:1.18;letter-spacing:-.03em}
.service-heading h2,.advantage-content h2{font-size:clamp(2.3rem,3.8vw,3.8rem)}
.service-body h3,.service-card h3{font-size:1.72rem}

/* Interior pages */
.inner-page{background:var(--paper)}
.page-hero{position:relative;padding:180px 0 92px;background:var(--burgundy);color:#fff;overflow:hidden}
.page-hero::after{content:"R+";position:absolute;right:5vw;bottom:-72px;font-family:var(--serif);font-size:18rem;line-height:1;color:rgba(193,154,85,.12)}
.page-hero .section-label{color:var(--gold-soft);margin-bottom:1.4rem}
.page-hero h1{font-family:var(--serif);font-weight:500;font-size:clamp(3rem,6vw,5.8rem);line-height:1.04;letter-spacing:-.04em;margin:0;max-width:900px}
.page-hero p{max-width:670px;margin:1.6rem 0 0;color:rgba(255,255,255,.72);font-size:1.05rem}
.breadcrumb{margin-top:2.2rem;display:flex;gap:.65rem;color:rgba(255,255,255,.58);font-size:.82rem}
.breadcrumb a{color:var(--gold-soft)}
.page-section{padding:100px 0}
.page-section.alt{background:var(--cream)}
.page-intro{display:grid;grid-template-columns:.75fr 1.25fr;gap:9vw;align-items:start}
.page-intro h2{margin-top:0}
.page-copy{color:#554d49;font-size:1.05rem}
.page-copy p:first-child{margin-top:0}
.detail-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}
.detail-card{background:var(--white);padding:2.6rem;min-height:245px}
.detail-card>span{font-family:var(--serif);font-size:1.25rem;color:var(--gold)}
.detail-card h2,.detail-card h3{font-family:var(--serif);font-weight:500;color:var(--burgundy);font-size:1.85rem;line-height:1.25;margin:.6rem 0}
.detail-card p{color:var(--muted);margin:0}
.detail-card small{display:inline-block;margin-top:1.1rem;padding-top:.7rem;border-top:1px solid var(--gold);color:var(--burgundy)}
.page-cta{padding:72px max(36px,calc((100vw - 1180px)/2));background:#251b19;color:#fff;display:flex;align-items:center;justify-content:space-between;gap:3rem}
.page-cta h2{font-size:clamp(2rem,3.8vw,3.5rem);margin:0}
.page-cta p{color:rgba(255,255,255,.64);max-width:520px}
.benefit-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem}
.benefit-card{padding:2.2rem;background:var(--white);border-top:4px solid var(--gold)}
.benefit-card h3{color:var(--burgundy);font-family:var(--serif);font-size:1.6rem;margin:.5rem 0}
.benefit-card p{color:var(--muted)}
.partner-page-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}
.partner-page-card{background:#fff;padding:2rem;border:1px solid var(--line);min-height:230px;display:flex;flex-direction:column;justify-content:space-between}
.partner-page-card img{height:54px;width:160px;object-fit:contain;object-position:left center}
.partner-page-card h3{font-family:var(--serif);color:var(--burgundy)}
.partner-page-card p{color:var(--muted);font-size:.92rem}
.contact-layout{display:grid;grid-template-columns:.9fr 1.1fr;gap:6vw}
.contact-list{background:var(--cream);padding:2.6rem;border-top:5px solid var(--gold)}
.contact-list>div{padding:1rem 0;border-bottom:1px solid var(--line)}
.contact-list small{display:block;color:var(--muted);letter-spacing:.1em}.contact-list strong{color:var(--burgundy);font-size:1.1rem}
@media(max-width:900px){.site-header{height:78px}.hero{min-height:680px;height:90svh}.hero-content{margin:65px auto 90px}.hero h1{font-size:clamp(3rem,12vw,4.7rem)}.page-hero{padding:140px 0 72px}.page-intro,.contact-layout{grid-template-columns:1fr;gap:2rem}.detail-grid,.benefit-grid{grid-template-columns:1fr}.partner-page-grid{grid-template-columns:repeat(2,1fr)}.page-cta{align-items:flex-start;flex-direction:column}.page-section{padding:75px 0}}
@media(max-width:560px){.hero h1{font-size:2.82rem;line-height:1.05}.hero-copy{font-size:.94rem;line-height:1.72;margin:1.15rem 0 1.3rem}.hero{min-height:560px;height:78svh}.hero-content{margin:62px auto 30px}.hero-actions{gap:.7rem}.hero-actions .button{padding:.82rem 1.2rem}.hero-facts{display:none}.intro{padding-top:48px}.page-hero h1{font-size:3rem}.partner-page-grid{grid-template-columns:1fr}.detail-card{padding:2rem}.page-cta{padding:55px 22px}}

/* Dropdown navigation and partner-led layout */
.nav-group{position:relative}.nav-drop{appearance:none;border:0;background:transparent;color:inherit;font:inherit;padding:0;cursor:pointer;display:flex;align-items:center;gap:.35rem}.nav-drop span{color:var(--gold-soft);font-size:1rem;transition:transform .25s}.dropdown{position:absolute;top:calc(100% + 24px);left:-22px;width:230px;background:#fff;color:var(--ink);padding:.7rem;box-shadow:0 20px 55px rgba(35,13,18,.22);border-top:4px solid var(--gold);opacity:0;visibility:hidden;transform:translateY(10px);transition:.22s;display:grid}.dropdown a{padding:.72rem .85rem;border-bottom:1px solid rgba(104,29,43,.1);font-size:.88rem}.dropdown a:last-child{border-bottom:0}.dropdown a:hover{background:var(--cream);color:var(--burgundy)}.nav-group:hover .dropdown,.nav-group:focus-within .dropdown,.nav-group.open .dropdown{opacity:1;visibility:visible;transform:none}.nav-group.open .nav-drop span{transform:rotate(180deg)}
.company-metrics{margin-top:4.5rem;display:grid;grid-template-columns:repeat(3,1fr);border:1px solid var(--line)}.company-metrics>div{padding:2rem 2.2rem;border-right:1px solid var(--line);display:flex;flex-direction:column}.company-metrics>div:last-child{border-right:0}.company-metrics strong{font-family:var(--serif);font-size:2.8rem;line-height:1;color:var(--burgundy);font-weight:500}.company-metrics span{margin-top:.75rem;color:var(--muted);font-size:.9rem}.partner-more{margin-top:2rem;text-align:right}.partner-section-head{display:grid;grid-template-columns:1fr .72fr;gap:9vw;align-items:end;margin-bottom:3.5rem}.partner-section-head>p{color:var(--muted);margin-bottom:1rem}.brand-detail-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.25rem}.brand-detail{background:#fff;border:1px solid var(--line);display:grid;grid-template-columns:150px 1fr;gap:2rem;padding:2.2rem;min-height:390px}.brand-logo{height:105px;background:#fafafa;display:grid;place-items:center;padding:1rem}.brand-logo img{max-height:62px;width:100%;object-fit:contain}.brand-detail>div:last-child>span{font-size:.68rem;letter-spacing:.14em;color:var(--gold)}.brand-detail h3{font-family:var(--serif);font-size:2rem;color:var(--burgundy);font-weight:500;margin:.35rem 0}.brand-intro{color:var(--muted);font-size:.94rem}.brand-detail ul{padding-left:1.1rem;color:#514946;font-size:.9rem}.brand-detail li{margin:.45rem 0}.official-link{display:inline-flex;margin-top:1rem;padding-bottom:.3rem;border-bottom:1px solid var(--gold);color:var(--burgundy);font-weight:700;font-size:.9rem}
@media(max-width:900px){.site-header nav{gap:0}.site-header nav>a,.nav-group{width:min(330px,80vw);text-align:left}.nav-drop{width:100%;justify-content:space-between;padding:.6rem 0;font-family:var(--serif);font-size:1.65rem}.dropdown{position:static;width:100%;max-height:0;overflow:hidden;padding:0 0 0 1rem;border:0;box-shadow:none;background:transparent;color:#fff;opacity:1;visibility:visible;transform:none;transition:max-height .3s}.nav-group.open .dropdown{max-height:310px;padding-top:.35rem;padding-bottom:.55rem}.dropdown a{color:rgba(255,255,255,.72);font-family:var(--sans);font-size:.92rem;padding:.45rem 0;border-color:rgba(255,255,255,.12)}.dropdown a:hover{background:transparent;color:var(--gold-soft)}.company-metrics{grid-template-columns:1fr}.company-metrics>div{border-right:0;border-bottom:1px solid var(--line)}.company-metrics>div:last-child{border-bottom:0}.partner-section-head,.brand-detail-grid{grid-template-columns:1fr}.brand-detail{grid-template-columns:120px 1fr}.partner-more{text-align:left}}
@media(max-width:560px){.brand-detail{grid-template-columns:1fr;padding:1.6rem;min-height:auto}.brand-logo{width:150px}.company-metrics{margin-top:3rem}.company-metrics>div{padding:1.5rem}.company-metrics strong{font-size:2.25rem}}

/* Service catalogue and SEO-ready detail pages */
.service-catalogue{padding:105px 0;background:var(--paper)}
.service-catalogue.business{background:var(--cream)}
.catalogue-heading{display:grid;grid-template-columns:1fr .65fr;gap:8vw;align-items:end;margin-bottom:3rem}
.catalogue-heading h2{font-size:clamp(2.6rem,4.2vw,4.2rem)}
.catalogue-heading>p{color:var(--muted);font-size:1.03rem;margin-bottom:1rem}
.service-tile-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.35rem}
.service-tile{position:relative;min-height:430px;border-radius:0 0 24px 24px;overflow:hidden;color:#fff;background-size:cover;background-position:center;box-shadow:0 18px 42px rgba(54,24,28,.12);isolation:isolate}
.service-tile::before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(25,16,16,.04) 18%,rgba(29,12,16,.9) 100%);z-index:-1;transition:.35s}
.service-tile:hover::before{background:linear-gradient(180deg,rgba(104,29,43,.08) 5%,rgba(75,18,31,.95) 100%)}
.service-tile:hover div{transform:translateY(-5px)}
.service-tile>div{position:absolute;left:0;right:0;bottom:0;padding:2.1rem;transition:.35s}
.service-tile small{color:var(--gold-soft);font-size:.68rem;letter-spacing:.16em}
.service-tile h3{font-family:var(--serif);font-size:2.15rem;font-weight:500;margin:.45rem 0}
.service-tile p{color:rgba(255,255,255,.78);min-height:54px;margin:.4rem 0 1.2rem}
.service-tile span{font-size:.88rem;font-weight:700;border-bottom:1px solid var(--gold);padding-bottom:.3rem}
.service-tile.mortgage,.service-tile.retirement{background-image:url('assets/mortgage-home.png')}
.service-tile.policy,.service-tile.banking,.service-tile.funding{background-image:url('assets/consultation.png')}
.service-tile.payments{background-image:url('assets/merchant-payment.png')}
.service-tile.retirement{background-position:64% center}.service-tile.policy{background-position:70% center}.service-tile.banking{background-position:44% center}.service-tile.funding{background-position:82% center}
.service-detail-hero{padding:165px 0 82px;background:linear-gradient(120deg,#4a1220,#7a2637);color:#fff}
.service-detail-hero .section-label{color:var(--gold-soft);margin-bottom:1.6rem}
.service-detail-hero h1{font-family:var(--serif);font-size:clamp(3.65rem,6.2vw,6.35rem);font-weight:500;line-height:1;margin:0}
.service-detail-hero>div>p:not(.section-label){max-width:660px;color:rgba(255,255,255,.76);font-size:1.06rem;margin:1.35rem 0}
.service-detail-body{padding:88px 0;background:var(--paper)}
.service-content-grid{display:grid;grid-template-columns:1fr .72fr;gap:9vw}
.service-content-grid article>p{color:var(--muted);font-size:1.04rem;max-width:650px}
.service-content-grid article h3{font-family:var(--serif);font-size:1.8rem;color:var(--burgundy);margin:2.4rem 0 .5rem}
.service-content-grid aside{background:#fff;border-top:5px solid var(--gold);padding:2.6rem;box-shadow:0 18px 45px rgba(61,28,30,.08)}
.service-content-grid aside ul{list-style:none;padding:0;margin:1.5rem 0}
.service-content-grid aside li{padding:1rem 0 1rem 2rem;border-bottom:1px solid var(--line);position:relative}
.service-content-grid aside li::before{content:'✓';position:absolute;left:0;color:var(--gold);font-weight:700}
.service-content-grid aside small{display:block;color:var(--muted);line-height:1.7}
.service-process{padding:76px 0;background:var(--cream)}
.service-process-title{font-size:clamp(2rem,3.3vw,3.2rem);max-width:720px;margin:.45rem 0 0}
.mini-process{display:grid;grid-template-columns:repeat(3,1fr);margin-top:2rem;border-top:1px solid var(--gold)}
.mini-process>div{padding:1.85rem 2rem;border-right:1px solid var(--line)}.mini-process>div:last-child{border-right:0}
.mini-process b{font-family:var(--serif);font-size:1.9rem;color:var(--gold);font-weight:500}.mini-process h3{font-family:var(--serif);font-size:1.42rem;color:var(--burgundy);margin:.55rem 0 .3rem}.mini-process p{color:var(--muted);margin:0}
.service-scenarios{padding:78px 0;background:var(--paper)}
.service-section-head{max-width:740px;margin-bottom:2rem}
.service-section-head h2{font-size:clamp(2rem,3.45vw,3.25rem)}
.service-section-head p:not(.kicker){color:var(--muted);font-size:1.04rem;max-width:680px}
.scenario-card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}
.scenario-card-grid article{background:#fff;border:1px solid var(--line);border-top:3px solid var(--gold);padding:1.55rem 1.6rem;min-height:178px;box-shadow:0 12px 30px rgba(61,28,30,.05)}
.scenario-card-grid h3{font-family:var(--serif);font-weight:500;color:var(--burgundy);font-size:1.36rem;line-height:1.28;margin:0 0 .6rem}
.scenario-card-grid p{color:var(--muted);margin:0}
.service-prep{padding:78px 0;background:#fff}
.service-prep .prep-layout{display:grid;grid-template-columns:.82fr 1fr;gap:6vw;align-items:start}
.service-prep h2{font-size:clamp(2rem,3.45vw,3.25rem)}
.service-prep p:not(.kicker){color:var(--muted)}
.service-prep .prep-list{background:var(--paper);border:1px solid var(--line);padding:.75rem 1.65rem}
.service-prep .prep-list>div{position:relative;padding-left:1.1rem}
.service-prep .prep-list>div::before{content:"";position:absolute;left:0;top:1.45rem;width:4px;height:4px;border-radius:50%;background:var(--gold)}
.service-disclaimer{padding:32px 0;background:#f8f4ee;border-top:1px solid rgba(104,29,43,.12);border-bottom:1px solid rgba(104,29,43,.12)}
.service-disclaimer .section{display:grid;grid-template-columns:240px 1fr;gap:2rem;align-items:start}
.service-disclaimer .kicker{margin:0}
.service-disclaimer p:last-child{margin:0;color:var(--muted);font-size:.9rem;line-height:1.8}
.related-services{padding:78px 0}.related-services h2{font-size:clamp(2.25rem,3.5vw,3.45rem)}
.related-grid{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin-top:2.5rem}
.related-grid a{background:#fff;border:1px solid var(--line);padding:1.8rem 2rem;display:grid;grid-template-columns:1fr auto;align-items:center;transition:.25s}.related-grid a:hover{border-color:var(--gold);transform:translateY(-3px)}
.related-grid span{grid-column:1;font-size:.7rem;letter-spacing:.12em;color:var(--gold)}.related-grid strong{grid-column:1;font-family:var(--serif);font-size:1.5rem;color:var(--burgundy)}.related-grid b{grid-column:2;grid-row:1/3;font-size:1.4rem;color:var(--gold)}
@media(max-width:900px){.catalogue-heading,.service-content-grid{grid-template-columns:1fr;gap:2rem}.service-tile-grid{grid-template-columns:1fr 1fr}.service-tile{min-height:390px}.mini-process,.scenario-card-grid{grid-template-columns:1fr}.mini-process>div{border-right:0;border-bottom:1px solid var(--line)}.service-prep .prep-layout,.service-disclaimer .section{grid-template-columns:1fr;gap:1.35rem}.related-grid{grid-template-columns:1fr}}
@media(max-width:560px){.service-catalogue{padding:72px 0}.service-tile-grid{grid-template-columns:1fr}.service-tile{min-height:360px}.service-detail-hero{padding:132px 0 58px}.service-detail-hero h1{font-size:3rem}.service-detail-hero>div>p:not(.section-label){font-size:.98rem}.service-detail-body,.service-process,.service-scenarios,.service-prep,.related-services{padding:54px 0}.service-content-grid aside{padding:1.55rem}.service-process-title,.service-section-head h2,.service-prep h2{font-size:2.18rem}.mini-process{margin-top:1.45rem}.mini-process>div{padding:1.45rem 0}.scenario-card-grid article{padding:1.35rem;min-height:auto}.service-prep .prep-list{padding:.55rem 1.2rem}.service-disclaimer{padding:28px 0}}

/* Unified homepage service gallery */
.home-services{background:var(--burgundy);padding:120px 0 130px}
.home-services .service-heading{padding:0;margin-bottom:3.3rem}
.home-service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.35rem}
.home-service-card{position:relative;min-height:430px;overflow:hidden;border-radius:0 0 22px 22px;background-size:cover;background-position:center;color:#fff;box-shadow:0 18px 36px rgba(29,8,13,.24);isolation:isolate}
.home-service-card::before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(27,10,14,.12) 10%,rgba(47,13,21,.93) 100%);z-index:-1;transition:.35s}
.home-service-card::after{content:"";position:absolute;inset:0;border:1px solid rgba(225,201,149,.18);border-radius:inherit;pointer-events:none}
.home-service-card:hover::before{background:linear-gradient(180deg,rgba(104,29,43,.2),rgba(47,13,21,.98))}
.home-service-card:hover .home-service-content{transform:translateY(-6px)}
.home-service-content{position:absolute;left:0;right:0;bottom:0;padding:2.2rem;text-align:center;transition:.35s}
.home-service-content small{color:var(--gold-soft);font-size:.67rem;letter-spacing:.14em}
.home-service-content h3{font-family:var(--serif);font-weight:500;font-size:2.15rem;margin:.55rem 0}
.home-service-content p{color:rgba(255,255,255,.78);font-size:.94rem;line-height:1.75;min-height:78px;margin:.5rem auto 1.35rem;max-width:330px}
.home-service-content span{display:inline-flex;align-items:center;justify-content:center;min-width:138px;padding:.72rem 1.2rem;background:var(--paper);color:var(--burgundy);font-weight:700;border-radius:4px;transition:.25s}
.home-service-card:hover .home-service-content span{background:var(--gold);color:#2d180e}
.home-service-card.card-mortgage,.home-service-card.card-retirement{background-image:url('assets/mortgage-home.png')}
.home-service-card.card-payment{background-image:url('assets/merchant-payment.png')}
.home-service-card.card-banking,.home-service-card.card-funding,.home-service-card.card-policy{background-image:url('assets/consultation.png')}
.home-service-card.card-banking{background-position:35% center}.home-service-card.card-funding{background-position:68% center}.home-service-card.card-policy{background-position:82% center}.home-service-card.card-retirement{background-position:70% center}
@media(max-width:900px){.home-service-grid{grid-template-columns:1fr 1fr}.home-service-card{min-height:400px}}
@media(max-width:560px){.home-services{padding:82px 0}.home-service-grid{grid-template-columns:1fr}.home-service-card{min-height:380px}.home-service-content{padding:1.8rem}.home-service-content p{min-height:auto}}

/* Dedicated service imagery */
.home-service-card.card-mortgage,.service-tile.mortgage{background-image:url('assets/service-mortgage-v2.png')}
.home-service-card.card-payment,.service-tile.payments{background-image:url('assets/service-payment-v2.png')}
.home-service-card.card-banking,.service-tile.banking{background-image:url('assets/service-banking-v2.png')}
.home-service-card.card-funding,.service-tile.funding{background-image:url('assets/service-sme-loan-v2.png')}
.home-service-card.card-retirement,.service-tile.retirement{background-image:url('assets/service-reverse-mortgage-v2.png')}
.home-service-card.card-policy,.service-tile.policy{background-image:url('assets/service-policy-reverse-mortgage-v2.png')}
.home-service-card,.service-tile{background-position:center center}
.hero-secondary-link{display:inline-flex;gap:.5rem;margin-top:1.2rem;color:rgba(255,255,255,.76);font-size:.88rem;border-bottom:1px solid rgba(225,201,149,.55);padding-bottom:.25rem}.hero-secondary-link span{color:var(--gold-soft)}
.inquiry-form{display:grid;gap:1.1rem;background:#fff;padding:2.5rem;border-top:5px solid var(--gold);box-shadow:0 18px 50px rgba(55,24,28,.08)}.inquiry-form label{display:grid;gap:.45rem;color:var(--burgundy);font-weight:700;font-size:.9rem}.inquiry-form input,.inquiry-form select,.inquiry-form textarea{width:100%;border:1px solid rgba(104,29,43,.2);background:var(--paper);padding:.85rem 1rem;color:var(--ink);font:inherit;border-radius:0}.inquiry-form textarea{resize:vertical}.inquiry-form .button{border:0;cursor:pointer}.inquiry-result{margin-top:.7rem;padding-top:1.2rem;border-top:1px solid var(--line)}.inquiry-result small{color:var(--muted)}.inquiry-result textarea{margin-top:.5rem}.copy-button{border:1px solid var(--burgundy);background:transparent;color:var(--burgundy);padding:.7rem 1rem;font-weight:700;cursor:pointer}.inquiry-result p{margin:.4rem 0 0;color:var(--burgundy);font-size:.82rem}
.intro{padding-top:56px}
@media(max-width:560px){.hero{min-height:630px;height:88svh}.hero h1{font-size:2.7rem;line-height:1.08}.hero-content{margin:58px auto 76px}.hero-copy{line-height:1.7;margin:1.2rem 0 1.35rem}.hero-secondary-link{margin-top:.9rem}}
.whatsapp-float{position:fixed;right:22px;bottom:22px;z-index:40;display:flex;flex-direction:column;background:#1f8f5f;color:#fff;padding:.72rem 1rem;border-radius:999px;box-shadow:0 12px 35px rgba(13,72,47,.28);line-height:1.1;transition:transform .2s}.whatsapp-float:hover{transform:translateY(-2px)}.whatsapp-float span{font-size:.65rem;letter-spacing:.08em}.whatsapp-float b{font-size:.88rem;margin-top:.2rem}@media(max-width:560px){.whatsapp-float{right:14px;bottom:14px;padding:.7rem .9rem}.whatsapp-float span{display:none}}

/* Launch updates */
.free-checks{padding:110px 0;background:var(--paper)}.free-check-head{max-width:820px;margin-bottom:3rem}.free-check-head .section-label{margin-bottom:1.4rem}.free-check-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.25rem}.free-check-grid a{background:#fff;border:1px solid var(--line);border-top:5px solid var(--gold);padding:2.5rem;transition:.25s}.free-check-grid a:hover{transform:translateY(-4px);box-shadow:0 18px 38px rgba(57,24,29,.1)}.free-check-grid small{color:var(--gold);letter-spacing:.12em}.free-check-grid h3{font-family:var(--serif);font-size:2rem;color:var(--burgundy);margin:.6rem 0}.free-check-grid p{color:var(--muted)}.free-check-grid span{font-weight:700;color:var(--burgundy);border-bottom:1px solid var(--gold);padding-bottom:.25rem}.core-service-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.4rem}.priority-service{min-height:520px}.secondary-services{margin-top:2.2rem;border-top:1px solid rgba(255,255,255,.2);padding-top:1.4rem;display:flex;justify-content:space-between;gap:2rem}.secondary-services>p{color:var(--gold-soft);font-weight:700}.secondary-services>div{display:flex;gap:1.2rem;flex-wrap:wrap}.secondary-services a{color:rgba(255,255,255,.74);border-bottom:1px solid rgba(225,201,149,.45)}.cases-preview{padding:110px 0;background:var(--cream)}.cases-preview-head{display:grid;grid-template-columns:1fr .7fr;gap:8vw;align-items:end}.cases-preview-head .section-label{margin-bottom:1.4rem}.cases-preview-head>p{color:var(--muted)}.case-teaser-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.2rem;margin-top:3rem}.case-teaser-grid article{background:#fff;padding:2.5rem;border-top:4px solid var(--gold)}.case-teaser-grid small{color:var(--gold);letter-spacing:.12em}.case-teaser-grid h3{font-family:var(--serif);font-size:1.8rem;color:var(--burgundy)}.case-teaser-grid p{color:var(--muted)}.case-teaser-grid span{font-size:.82rem;color:var(--muted)}.footer-links{display:flex;gap:1.4rem;flex-wrap:wrap;margin:1.5rem 0;color:rgba(255,255,255,.75);font-size:.82rem}.consent-check{display:grid!important;grid-template-columns:20px 1fr;gap:.7rem;align-items:start}.consent-check input{width:18px;height:18px;margin-top:.25rem}.consent-check span{font-size:.82rem;color:var(--muted)}.consent-check a{color:var(--burgundy);text-decoration:underline}.case-library{display:grid;grid-template-columns:1fr 1fr;gap:1.4rem}.case-library article{background:#fff;padding:2.8rem;border-top:5px solid var(--gold)}.case-library article h2{font-size:2.6rem}.case-library dl>div{padding:1rem 0;border-top:1px solid var(--line)}.case-library dt{font-size:.75rem;color:var(--muted);letter-spacing:.1em}.case-library dd{margin:.3rem 0}.case-library .button{margin-top:1.4rem}.legal-copy{max-width:850px}.legal-copy h2{font-size:1.8rem;margin-top:2.5rem;color:#000}.legal-copy p{color:#514946}.legal-updated{margin-top:3rem;font-size:.85rem;color:var(--muted)!important}
@media(max-width:900px){.free-check-grid,.core-service-grid,.cases-preview-head,.case-teaser-grid,.case-library{grid-template-columns:1fr}.secondary-services{display:block}.priority-service{min-height:430px}}
@media(max-width:560px){.free-checks,.cases-preview{padding:72px 0}.free-check-grid a,.case-teaser-grid article,.case-library article{padding:1.7rem}.secondary-services>div{display:grid}.case-library article h2{font-size:2.2rem}}


/* Stable card layout: keep service copy inside its own card at every viewport. */
.home-service-card{
  display:flex;
  flex-direction:column;
  justify-content:flex-end;
  contain:layout paint;
}
.home-service-content{
  position:relative;
  inset:auto;
  width:100%;
  margin-top:auto;
}
.company-metrics,.free-checks{
  position:relative;
  z-index:2;
  isolation:isolate;
  background:var(--paper);
}

/* 2026-10 layout refinement */
:root{--surface:#fffdf9;--shadow-soft:0 20px 55px rgba(59,25,30,.08)}
body{background:var(--paper);letter-spacing:.005em}
h2{font-size:clamp(2.55rem,4.5vw,4.35rem)}
.section-label{margin-bottom:2.75rem}

.hero-content{max-width:1180px}
.hero h1{font-size:clamp(4rem,7vw,6.7rem);max-width:780px}
.hero-copy{max-width:670px;line-height:1.85}
.hero-actions{align-items:center;flex-wrap:wrap}

.intro{padding:112px 0 104px}
.intro-grid{grid-template-columns:minmax(0,1.05fr) minmax(340px,.8fr);gap:7vw;align-items:start}
.intro h2{max-width:650px}
.intro-copy{max-width:520px}
.company-metrics{margin-top:64px;overflow:hidden;border:1px solid rgba(104,29,43,.12);border-radius:18px;box-shadow:var(--shadow-soft)}
.company-metrics>div{min-height:150px;padding:1.8rem 2rem;background:rgba(255,255,255,.72);justify-content:center}
.company-metrics strong{line-height:1;font-size:2.8rem}
.company-metrics span{margin-top:.75rem}

.free-checks{padding:104px 0 112px;background:linear-gradient(180deg,var(--paper),#f7f0e4)}
.free-check-head{margin-bottom:2.5rem}
.free-check-head h2{max-width:700px}
.free-check-grid{gap:24px}
.free-check-grid a{min-height:290px;padding:2.5rem 2.6rem;border:1px solid rgba(104,29,43,.12);border-top:5px solid var(--gold);border-radius:0 0 20px 20px;display:flex;flex-direction:column;box-shadow:0 10px 35px rgba(53,23,28,.05)}
.free-check-grid h3{font-size:2.15rem;margin:.8rem 0}
.free-check-grid p{max-width:480px}
.free-check-grid span{align-self:flex-start;margin-top:auto}

.services{padding-top:112px;padding-bottom:112px}
.service-heading{margin-bottom:3rem}
.service-heading h2{max-width:760px}
.core-service-grid{gap:24px}
.home-service-card{min-height:500px;border-radius:22px;box-shadow:0 24px 55px rgba(24,6,10,.28)}
.home-service-content{padding:3rem 2.5rem 2.6rem;background:linear-gradient(180deg,transparent,rgba(34,8,14,.82))}
.home-service-content h3{font-size:2.35rem}
.secondary-services{align-items:center;margin-top:2.5rem;padding-top:1.6rem}
.secondary-services>p{margin:0}
.secondary-services a{padding:.55rem .9rem;border:1px solid rgba(225,201,149,.28);border-radius:999px}

.advantage{padding:120px 0;gap:7vw}
.advantage-image img{border-radius:18px;box-shadow:var(--shadow-soft)}
.advantage-content{max-width:610px}
.advantage-list>div{padding:1.25rem 0}

.cases-preview{padding:108px 0 116px}
.cases-preview-head{gap:7vw}
.case-teaser-grid{gap:24px}
.case-teaser-grid article{min-height:260px;padding:2.5rem;border:1px solid rgba(104,29,43,.1);border-top:5px solid var(--gold);border-radius:0 0 18px 18px;box-shadow:0 14px 40px rgba(55,24,29,.06)}
.case-teaser-grid h3{font-size:2rem;margin:.8rem 0}

.offers{padding:112px 0 120px}
.partner-strip{gap:14px;border:0}
.partner-card{min-height:250px;border:1px solid rgba(255,255,255,.14);border-radius:16px;padding:1.8rem;background:rgba(255,255,255,.025)}
.partner-card img{height:54px;width:160px}
.partner-more{margin-top:2rem}

.process{padding:112px 0 120px}
.process-title{padding-bottom:1.8rem}
.process ol{margin-top:14px}
.process li{grid-template-columns:86px 1fr;padding:1.8rem 1.3rem;border:1px solid transparent;border-bottom-color:var(--line);transition:.25s}
.process li:hover{background:#fff;border-color:rgba(104,29,43,.1);border-radius:14px;box-shadow:0 12px 36px rgba(58,24,29,.05)}
.process li div{grid-template-columns:240px 1fr}

.referral{min-height:500px;padding-top:88px;padding-bottom:88px}
.referral-mark{width:190px;height:190px;font-size:7.5rem}
.contact{padding:112px 0;align-items:start}
.contact-panel{border-radius:0 0 18px 18px;box-shadow:var(--shadow-soft)}

@media(max-width:900px){
  h2{font-size:clamp(2.35rem,9vw,3.5rem)}
  .intro{padding:84px 0}
  .intro-grid{grid-template-columns:1fr;gap:2rem}
  .intro-copy{max-width:none}
  .company-metrics{margin-top:44px}
  .company-metrics>div{min-height:120px;align-items:flex-start}
  .free-checks,.services,.cases-preview,.offers,.process,.contact{padding-top:82px;padding-bottom:88px}
  .free-check-grid,.core-service-grid,.case-teaser-grid{grid-template-columns:1fr}
  .home-service-card{min-height:440px}
  .secondary-services{align-items:flex-start;flex-direction:column}
  .partner-strip{gap:10px}
  .process li div{grid-template-columns:1fr}
  .referral{padding-top:72px;padding-bottom:76px}
}
@media(max-width:560px){
  .section{width:calc(100% - 32px)}
  .hero-content{width:calc(100% - 36px)}
  .hero h1{font-size:clamp(3rem,14vw,4.25rem)}
  .hero-actions{display:grid;grid-template-columns:1fr 1fr;width:100%}
  .button{min-width:0;padding:.9rem 1rem}
  .company-metrics{border-radius:14px}
  .company-metrics>div{padding:1.5rem}
  .free-check-grid a,.case-teaser-grid article{padding:1.8rem;min-height:0}
  .free-check-grid h3,.case-teaser-grid h3{font-size:1.7rem}
  .home-service-card{min-height:390px}
  .home-service-content{padding:2rem 1.4rem}
  .partner-strip{grid-template-columns:1fr}
  .partner-card{min-height:190px}
  .process li{grid-template-columns:48px 1fr;padding:1.5rem .5rem}
}

.home-services .service-heading{
  width:min(1180px,calc(100% - 72px));
  margin-left:auto;
  margin-right:auto;
}
@media(max-width:900px){.home-services .service-heading{width:min(100% - 40px,680px)}}
@media(max-width:560px){.home-services .service-heading{width:calc(100% - 32px)}}

/* About-to-review transition after removing duplicated metrics */
.intro{
  position:relative;
  padding-bottom:116px;
  background:
    radial-gradient(circle at 8% 12%,rgba(193,154,85,.09),transparent 24%),
    var(--paper);
}
.intro::after{
  content:"";
  position:absolute;
  left:50%;
  bottom:0;
  width:min(1180px,calc(100% - 72px));
  height:1px;
  transform:translateX(-50%);
  background:linear-gradient(90deg,transparent,var(--gold),transparent);
}
.intro-grid{position:relative}
.intro-grid::before{
  content:"R+";
  position:absolute;
  right:0;
  bottom:-76px;
  font-family:var(--serif);
  font-size:5.5rem;
  line-height:1;
  color:rgba(104,29,43,.045);
  pointer-events:none;
}
.intro-copy{padding-left:2rem;border-left:1px solid rgba(193,154,85,.42)}
.free-checks{padding-top:94px}
.free-check-head{display:grid;grid-template-columns:auto 1fr;column-gap:3rem;align-items:start}
.free-check-head .section-label{padding-top:.9rem;white-space:nowrap}
.free-check-head h2{margin-top:0}
@media(max-width:900px){
  .intro{padding-bottom:88px}
  .intro-copy{padding-left:0;border-left:0}
  .intro-grid::before{bottom:-54px;font-size:4rem}
  .free-check-head{display:block}
  .free-check-head .section-label{padding-top:0;white-space:normal}
}
@media(max-width:560px){.intro::after{width:calc(100% - 32px)}}

/* Compact rhythm: reduce excessive vertical space across homepage sections. */
.section-label{margin-bottom:2rem}
.intro{padding-top:82px;padding-bottom:86px}
.intro-grid::before{bottom:-54px}
.free-checks{padding-top:74px;padding-bottom:82px}
.free-check-head{margin-bottom:2rem}
.free-check-grid a{min-height:255px;padding-top:2.1rem;padding-bottom:2.1rem}
.services{padding-top:82px;padding-bottom:88px}
.home-services{padding-top:82px;padding-bottom:88px}
.service-heading{margin-bottom:2.4rem}
.home-service-card{min-height:460px}
.advantage{padding-top:88px;padding-bottom:88px}
.advantage-content .section-label{margin-bottom:1.8rem}
.cases-preview{padding-top:80px;padding-bottom:86px}
.case-teaser-grid{margin-top:2.3rem}
.case-teaser-grid article{min-height:230px;padding-top:2.1rem;padding-bottom:2.1rem}
.offers{padding-top:82px;padding-bottom:88px}
.offers-head .section-label{margin-bottom:1.8rem}
.partner-strip{margin-top:3rem}
.partner-card{min-height:220px}
.process{padding-top:82px;padding-bottom:88px}
.process .section-label{margin-bottom:2rem}
.process li{padding-top:1.45rem;padding-bottom:1.45rem}
.referral{min-height:440px;padding-top:68px;padding-bottom:68px}
.contact{padding-top:84px;padding-bottom:88px}
.contact .section-label{margin-bottom:1.8rem}
@media(max-width:900px){
  .intro{padding-top:66px;padding-bottom:70px}
  .free-checks,.services,.home-services,.cases-preview,.offers,.process,.contact{padding-top:66px;padding-bottom:72px}
  .advantage{padding-top:70px;padding-bottom:70px}
  .home-service-card{min-height:420px}
  .referral{min-height:auto;padding-top:62px;padding-bottom:66px}
}
@media(max-width:560px){
  .section-label{margin-bottom:1.55rem}
  .intro,.free-checks,.services,.home-services,.advantage,.cases-preview,.offers,.process,.contact{padding-top:56px;padding-bottom:60px}
  .free-check-grid a{min-height:0}
  .home-service-card{min-height:380px}
}

/* Homepage without numbered English section labels */
.intro{padding-top:68px}
.free-check-head{display:block}
.free-check-head h2{margin-top:0}
.free-checks,.home-services,.advantage,.cases-preview,.offers,.process,.contact{scroll-margin-top:74px}
.service-heading,.offers-head,.process-title,.contact>div:first-child{padding-top:0}
@media(max-width:900px){.intro{padding-top:56px}}
@media(max-width:560px){.intro{padding-top:48px}}

.home-service-content h3{margin-top:0}

/* Keep the homepage scenario section calmer than the hero. */
.home-services .service-heading h2{
  max-width:960px;
  font-size:clamp(2.35rem,3.6vw,4rem);
  line-height:1.18;
}
.home-services .priority-service,
.home-services .home-service-card{
  min-height:400px;
}
.home-services .home-service-content{
  padding:2.25rem 2rem 2.15rem;
}
.home-services .home-service-content h3{
  font-size:2rem;
}
.home-services .home-service-content p{
  max-width:360px;
  min-height:64px;
  font-size:.88rem;
  line-height:1.68;
}
.home-services .home-service-content span{
  min-width:128px;
  padding:.65rem 1rem;
  font-size:.9rem;
}
.seo-guide{
  padding:82px 0 90px;
  background:var(--paper);
}
.seo-guide-head{
  display:grid;
  grid-template-columns:minmax(0,.72fr) minmax(420px,.9fr);
  gap:6vw;
  align-items:end;
  margin-bottom:2.2rem;
}
.seo-guide-head h2{margin:.35rem 0 0}
.seo-guide-head>p:last-child{
  color:var(--muted);
  font-size:1.02rem;
  line-height:1.85;
}
.query-grid{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:20px;
}
.query-grid article{
  background:#fff;
  border:1px solid rgba(104,29,43,.12);
  border-top:5px solid var(--gold);
  border-radius:0 0 18px 18px;
  padding:2rem;
  box-shadow:0 14px 38px rgba(55,24,29,.06);
}
.query-grid small{
  color:var(--gold);
  font-weight:800;
  letter-spacing:.12em;
}
.query-grid h3{
  margin:.55rem 0 .75rem;
  color:var(--burgundy);
  font-family:var(--serif);
  font-size:1.8rem;
  font-weight:500;
}
.query-grid p{
  color:var(--muted);
  margin:0 0 1.15rem;
}
.query-grid a{
  color:var(--burgundy);
  font-weight:800;
  border-bottom:1px solid var(--gold);
  padding-bottom:.2rem;
}
.prep-section{
  padding:82px 0;
  background:var(--cream);
}
.prep-layout,.faq-layout{
  display:grid;
  grid-template-columns:minmax(0,.72fr) minmax(420px,1fr);
  gap:6vw;
}
.prep-layout h2,.faq-layout h2{margin-top:.35rem}
.prep-list{
  display:grid;
  border-top:1px solid var(--gold);
}
.prep-list>div{
  display:grid;
  grid-template-columns:160px 1fr;
  gap:1.25rem;
  padding:1.25rem 0;
  border-bottom:1px solid rgba(104,29,43,.14);
}
.prep-list strong{
  color:var(--burgundy);
  font-size:1.04rem;
}
.prep-list span{color:var(--muted)}
.faq-section{
  padding:82px 0;
  background:#fff;
}
.service-faq{
  padding:82px 0;
  background:#fff;
}
.service-faq .faq-lead{
  color:var(--muted);
  max-width:420px;
}
.faq-list{
  display:grid;
  gap:12px;
}
.faq-list details{
  border:1px solid rgba(104,29,43,.14);
  border-radius:12px;
  background:var(--paper);
  padding:1rem 1.1rem;
}
.faq-list summary{
  cursor:pointer;
  color:var(--burgundy);
  font-weight:800;
}
.faq-list p{
  margin:.75rem 0 0;
  color:var(--muted);
}
@media(max-width:720px){
  .home-services .service-heading h2{
    font-size:clamp(2rem,8vw,2.85rem);
  }
  .home-services .priority-service,
  .home-services .home-service-card{
    min-height:340px;
  }
  .home-services .home-service-content{
    padding:1.65rem 1.25rem;
  }
  .home-services .home-service-content h3{
    font-size:1.65rem;
  }
  .home-services .home-service-content p{
    min-height:0;
    font-size:.84rem;
  }
  .seo-guide,.prep-section,.faq-section,.service-faq{
    padding:58px 0;
  }
  .seo-guide-head,.prep-layout,.faq-layout,.query-grid{
    grid-template-columns:1fr;
    gap:1.5rem;
  }
  .query-grid article{
    padding:1.55rem;
  }
  .query-grid h3{
    font-size:1.55rem;
  }
  .prep-list>div{
    grid-template-columns:1fr;
    gap:.35rem;
  }
}

/* Audience split trial: personal / business paths */
.audience-switch{
  position:relative;
  z-index:3;
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:18px;
  max-width:880px;
  margin-top:2.3rem;
}
.audience-card{
  min-height:190px;
  display:flex;
  flex-direction:column;
  justify-content:flex-end;
  padding:1.7rem;
  border:1px solid rgba(225,201,149,.45);
  border-radius:18px;
  background:rgba(24,10,12,.58);
  box-shadow:0 18px 45px rgba(20,7,10,.22);
  backdrop-filter:blur(10px);
  transition:transform .25s ease,background .25s ease,border-color .25s ease;
}
.audience-card:hover{
  transform:translateY(-4px);
  background:rgba(104,29,43,.82);
  border-color:var(--gold);
}
.audience-card small{
  color:var(--gold-soft);
  font-size:.72rem;
  letter-spacing:.14em;
  margin-bottom:.75rem;
}
.audience-card strong{
  max-width:330px;
  font-family:var(--serif);
  font-size:1.72rem;
  font-weight:500;
  line-height:1.22;
}
.audience-card span{
  margin-top:1rem;
  color:rgba(255,255,255,.78);
  font-weight:700;
  font-size:.92rem;
}
.audience-page{
  min-height:560px;
  display:flex;
  align-items:end;
  background-position:center;
  background-size:cover;
}
.audience-page::before{
  content:"";
  position:absolute;
  inset:0;
  background:linear-gradient(90deg,rgba(28,9,13,.92),rgba(49,15,22,.72) 48%,rgba(28,9,13,.38));
}
.audience-page>.section{
  position:relative;
  z-index:2;
}
.personal-hero{background-image:url('assets/service-mortgage-v2.png')}
.business-hero{background-image:url('assets/service-payment-v2.png')}
.audience-focus{
  display:grid;
  grid-template-columns:minmax(0,.82fr) minmax(360px,1fr);
  gap:7vw;
  align-items:start;
}
.audience-focus h2{
  margin-top:.4rem;
}
.audience-focus .button{
  margin-top:1.4rem;
}
.focus-list{
  display:grid;
  gap:16px;
}
.focus-list a{
  min-height:135px;
  display:grid;
  gap:.35rem;
  padding:1.55rem 1.7rem;
  background:#fff;
  border:1px solid rgba(104,29,43,.12);
  border-left:5px solid var(--gold);
  border-radius:0 14px 14px 0;
  box-shadow:0 14px 40px rgba(55,24,29,.06);
  transition:transform .25s,border-color .25s;
}
.focus-list a:hover{
  transform:translateY(-3px);
  border-color:rgba(193,154,85,.55);
}
.focus-list small{
  color:var(--gold);
  letter-spacing:.13em;
}
.focus-list strong{
  font-family:var(--serif);
  font-size:1.65rem;
  color:var(--burgundy);
  font-weight:500;
}
.focus-list span{
  color:var(--muted);
}
.mini-process-wrap h2{
  max-width:820px;
}
.business-strip{
  margin-top:0;
}
.service-dropdown{
  width:520px;
  grid-template-columns:1fr 1fr;
  gap:.6rem;
}
.dropdown-section{
  display:grid;
  align-content:start;
}
.dropdown-section small{
  padding:.55rem .85rem .35rem;
  color:var(--gold);
  font-size:.68rem;
  font-weight:700;
  letter-spacing:.12em;
}
.dropdown-section a:last-child{
  border-bottom:1px solid rgba(104,29,43,.1);
}
@media(max-width:900px){
  .audience-switch,.audience-focus{
    grid-template-columns:1fr;
  }
  .service-dropdown{
    width:100%;
    grid-template-columns:1fr;
    gap:0;
  }
  .nav-group.open .service-dropdown{
    max-height:560px;
  }
  .dropdown-section small{
    padding:.65rem 0 .2rem;
    color:var(--gold-soft);
    font-family:var(--sans);
    font-size:.68rem;
  }
  .dropdown-section a:last-child{
    border-bottom:1px solid rgba(255,255,255,.12);
  }
  .audience-switch{
    max-width:620px;
    gap:12px;
  }
  .audience-card{
    min-height:155px;
  }
  .audience-page{
    min-height:500px;
  }
}
@media(max-width:560px){
  .audience-switch{
    margin-top:1.4rem;
  }
  .audience-card{
    min-height:142px;
    padding:1.25rem;
    border-radius:14px;
  }
  .audience-card strong{
    font-size:1.35rem;
  }
  .audience-card span{
    font-size:.84rem;
  }
  .audience-page{
    min-height:470px;
  }
  .focus-list a{
    padding:1.3rem;
  }
}

/* Mobile hero safety: keep fixed header clear of the first-screen copy. */
@media(max-width:720px){
  .site-header{
    height:76px;
    background:rgba(73,19,31,.86);
    backdrop-filter:blur(12px);
  }
  .brand img{
    width:48px;
    height:54px;
  }
  .brand b{
    font-size:1.08rem;
    letter-spacing:.05em;
  }
  .brand small{
    display:none;
  }
  .hero{
    height:auto;
    min-height:780px;
    align-items:flex-start;
  }
  .hero-content{
    width:calc(100% - 36px);
    margin:124px auto 52px;
  }
  .eyebrow{
    margin-bottom:1rem;
    font-size:.72rem;
    letter-spacing:.12em;
    line-height:1.4;
  }
  .hero h1{
    max-width:100%;
    font-size:clamp(2.45rem,11vw,3.45rem);
    line-height:1.08;
    letter-spacing:0;
  }
  .hero-copy{
    margin:1rem 0 1.2rem;
    font-size:.92rem;
    line-height:1.65;
  }
  .audience-switch{
    margin-top:1.15rem;
  }
}

/* Header brand refinement: show English name only in the navigation bar. */
.site-header .brand{
  gap:12px;
}
.site-header .brand img{
  width:54px;
  height:60px;
}
.site-header .brand b{
  display:none;
}
.site-header .brand small{
  display:block;
  margin-top:0;
  color:#f0d9a5;
  font-family:var(--sans);
  font-size:.68rem;
  font-weight:800;
  letter-spacing:.18em;
  line-height:1;
  text-shadow:0 2px 12px rgba(0,0,0,.22);
}
.site-header.scrolled .brand img,
.site-header.inner-header .brand img{
  width:48px;
  height:54px;
}
.site-header.scrolled .brand small,
.site-header.inner-header .brand small{
  font-size:.64rem;
  letter-spacing:.16em;
}
@media(max-width:720px){
  .site-header .brand{
    gap:10px;
    min-width:0;
  }
  .site-header .brand img{
    width:46px;
    height:52px;
  }
  .site-header .brand span{
    display:flex;
    min-width:0;
  }
  .site-header .brand small{
    display:block;
    max-width:170px;
    overflow:hidden;
    text-overflow:ellipsis;
    white-space:nowrap;
    font-size:.6rem;
    letter-spacing:.12em;
  }
}

/* Homepage visual refresh: calmer hero hierarchy and refined audience cards. */
.hero{
  min-height:720px;
  height:88svh;
  max-height:840px;
  align-items:center;
}
.hero-shade{
  background:
    linear-gradient(90deg,rgba(28,9,13,.94) 0%,rgba(56,16,23,.78) 45%,rgba(39,16,15,.32) 100%),
    linear-gradient(0deg,rgba(28,9,13,.72),transparent 48%);
}
.hero-content{
  display:grid;
  grid-template-columns:minmax(560px,1fr) minmax(410px,.72fr);
  gap:4.8vw;
  align-items:center;
  width:min(1180px,calc(100% - 72px));
  margin:88px auto 56px;
}
.hero-lead{
  max-width:680px;
}
.hero .eyebrow{
  margin-bottom:1.1rem;
  color:var(--gold-soft);
  font-size:.78rem;
  line-height:1.45;
  letter-spacing:.16em;
}
.hero h1{
  max-width:650px;
  font-size:clamp(3.45rem,5.45vw,5.35rem);
  line-height:1.05;
  letter-spacing:0;
}
.hero-copy{
  max-width:620px;
  margin:1.45rem 0 1.6rem;
  font-size:1rem;
  line-height:1.85;
}
.audience-switch{
  display:grid;
  grid-template-columns:1fr;
  gap:16px;
  max-width:520px;
  margin-top:0;
  justify-self:end;
}
.audience-card{
  min-height:176px;
  padding:1.55rem 1.7rem;
  border-radius:16px;
  background:linear-gradient(135deg,rgba(32,10,14,.88),rgba(49,14,18,.72));
  border:1px solid rgba(225,201,149,.32);
  box-shadow:0 18px 50px rgba(12,5,7,.24);
}
.audience-card small{
  margin-bottom:.55rem;
  color:var(--gold-soft);
  font-size:.72rem;
  letter-spacing:.14em;
}
.audience-card strong{
  max-width:420px;
  font-size:1.78rem;
  line-height:1.2;
  letter-spacing:0;
}
.audience-card span{
  margin-top:.85rem;
  font-size:.85rem;
  color:rgba(255,255,255,.72);
}
.audience-card::after{
  content:"→";
  position:absolute;
  right:1.25rem;
  bottom:1.2rem;
  color:#24160d;
  font-size:.95rem;
  font-weight:700;
  z-index:2;
  transition:transform .25s;
}
.audience-card b{
  align-self:flex-start;
  margin-top:1.05rem;
  min-height:40px;
  display:inline-flex;
  align-items:center;
  padding:.62rem 2.25rem .62rem 1rem;
  border-radius:999px;
  background:var(--gold);
  color:#24160d;
  font-family:var(--sans);
  font-size:.88rem;
  line-height:1;
  letter-spacing:0;
  box-shadow:0 10px 24px rgba(12,5,7,.16);
  transition:background .25s,transform .25s;
}
.audience-card{
  position:relative;
  overflow:hidden;
}
.audience-card:hover{
  transform:translateY(-3px);
  background:linear-gradient(135deg,rgba(72,18,28,.92),rgba(49,14,18,.82));
}
.audience-card:hover b{
  background:var(--gold-soft);
}
.audience-card:hover::after{
  transform:translateX(3px);
}
.intro{
  padding-top:72px;
}
@media(max-width:980px){
  .hero{
    min-height:860px;
    height:auto;
    align-items:flex-start;
  }
  .hero-content{
    grid-template-columns:1fr;
    gap:2rem;
    margin:122px auto 64px;
  }
  .audience-switch{
    max-width:none;
    justify-self:stretch;
  }
}
@media(max-width:720px){
  .hero{
    min-height:760px;
  }
  .hero-content{
    width:calc(100% - 36px);
    gap:1.25rem;
    margin:118px auto 44px;
  }
  .hero .eyebrow{
    margin-bottom:.75rem;
    font-size:.7rem;
    letter-spacing:.1em;
  }
  .hero h1{
    font-size:clamp(2.45rem,11.4vw,3.35rem);
    line-height:1.08;
  }
  .hero-copy{
    margin:.95rem 0 1rem;
    font-size:.9rem;
    line-height:1.62;
  }
  .audience-card{
    min-height:138px;
    padding:1.15rem 1.2rem;
    border-radius:14px;
  }
  .audience-card strong{
    max-width:300px;
    font-size:1.24rem;
    line-height:1.28;
  }
  .audience-card span{
    margin-top:.55rem;
    font-size:.76rem;
    line-height:1.45;
  }
  .audience-card::after{
    right:1rem;
    bottom:1rem;
    font-size:.8rem;
  }
  .audience-card b{
    min-height:36px;
    margin-top:.8rem;
    padding:.55rem 2rem .55rem .9rem;
    font-size:.78rem;
  }
}